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Discover it chrome for Students Credit Card

Discover it® chrome for Students Credit Card

- No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
- 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter - no sign-ups needed*. 1% cash back on all your other purchases.
- 0% intro APR on purchases for 6 months - then a variable purchase APR applies, currently 12.99% - 21.99%.
- APR won't go up if you pay late.*
- Free FICO® Credit Score online and on your monthly statement so you can track your score's progress*.
- Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
- 100% U.S.-based customer service-anytime, day and night.
- *Click "Apply Now" to see rates, rewards, free FICO® Credit Score terms and other information.

4.5 / 5.0 (22 votes)

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Information - Rates - Fees

Intro APR:

See Terms*

Applied Towards:

Purchases
Balance Transfer

Intro Period:

See terms*

APR:

12.99% - 21.99%*

APR Type:

variable

Annual Fee:

$0*

Issuer:

Discover Bank

Card Network:

Discover®

Card Category:

Student (Regular)

Card Type:

Reward Card

Credit Needed:

Fair*

Grace Period:

25 days*

Min Finance Charge:

$0.50

Late Payment Fee:

N/A*

Over Limit Fee:

$0.00

Balance Transfers

Balance Transfer:

Yes

Cash Advances

APR on Cash Advances (%):

24.99%

Cash Advance Fee (%):

5.00%

Minimum Fee:

$10.00

Comments

See Discover's application for complete Terms & Conditions.

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Review by CreditCardsLab

The Discover it chrome for Students credit card is suited for college student interested in improving their credit ratings over time. It's a unique credit card created for students having bad or limited credit. With frequent usage and regular balance repayments, the card member is likely to better his credit rating over time.

Card members enjoy benefits attached to spending. Eligible purchases award 1% cash back bonus.

Online account management, zero fraud liability, email reminders are additional benefits for members to avail of.

Features

Most attractive:

- No penalty fees
- No annual fee
- Free Cash rewards

Least attractive:

- No bonus cash back

Rewards & Benefits

Reward Types:

Cash Back Rewards
College Rewards
Gas / Auto Rewards
Other Rewards
Universal Rewards

Reward Unit:

Cash

Rewards:

- 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter - no sign-ups needed*.
- 1% cash back on all your other purchases.

Expiration:

None

Yearly Limit:

None

Other Benefits:

*See Terms and Conditions for Other Benefits

Online Access:

Yes!

*The information provided for Discover it® chrome for Students Credit Card is believed to be accurate at the time of evaluation (Oct 31, 2014). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.