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Discover it chrome Credit Card

Discover it® chrome Credit Card

- 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter - no sign-ups needed*. 1% cash back on all your other purchases.
- 0% intro APR on purchases and balance transfers for 14 months - then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
- No annual fee, no overlimit fee, no late fee on your first late payment and no foreign transaction fee*.
- Free FICO® Credit Score online and on your monthly statement so you can track your score's progress*.
- Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.
- 100% U.S. based customer service - anytime, day and night.
- *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply".

5.0 / 5.0 (22 votes)

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Information - Rates - Fees

Intro APR:

0%*

Applied Towards:

Purchases
Balance Transfer

Intro Period:

14 months*

APR:

10.99% - 22.99%*

APR Type:

variable

Annual Fee:

$0*

Issuer:

Discover Bank

Card Network:

Discover®

Card Category:

Consumer (Regular)

Card Type:

Instant Decision
Low Interest Rate
No Foreign Transaction Fee
Reward Card

Credit Needed:

Excellent*

Grace Period:

25 days*

Min Finance Charge:

$0.50

Late Payment Fee:

$0.00*

Balance Transfers

Balance Transfer:

Yes

Transfer Fee (%):

3.00%

Cash Advances

APR on Cash Advances (%):

24.99%

Cash Advance Fee (%):

5.00%

Minimum Fee:

$10.00

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Review by CreditCardsLab

Enjoy the many gains of low intro APR period on purchases and balance transfers and no annual fees. With no balance transfer fees to worry about, you can get to focus solely on reducing those debt accumulated on those other credit cards. On the Discover it chrome Credit Card, transferring balances from any credit card that is not Discover is so free.

Cardholders are introduced to cashback bonus that totals 1% on all purchase transactions. Cashback bonuses continue to gather up till the cardholder qualifies to redeem for a gift card or instant eCertificate from any of over 100 retailers.

Authorize an additional user for your card account and get a free additional card personalized with the recipient's name.

Features

Most attractive:

- No Balance Transfer fee
- No annual fee
- Rewards program
- Long term intro rate

Least attractive:

- No bonus rewards

Rewards & Benefits

Reward Types:

Cash Back Rewards
Gas Rewards
Other Rewards
Universal Rewards

Reward Unit:

Cash

Rewards:

- 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter - no sign-ups needed*
- 1% cash back on all your other purchases.

Expiration:

None*

Yearly Limit:

None

Other Benefits:

*See Terms and Conditions for Other Benefits

Online Access:

Yes!

*The information provided for Discover it® chrome Credit Card is believed to be accurate at the time of evaluation (Oct 1, 2014). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.