- This unsecured card requires no deposit and can help build your credit
- Receive opportunities for credit line increases, a fee may apply
- See if you Pre-Qualify in less than 60 seconds
- Receive 1% cash back on eligible purchases, terms apply
- Choose your monthly payment due date for added convenience, terms apply
- Monitor your credit with free online access to your credit score
4.0 / 5.0 (1 votes)
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Information - Rates - Fees

Intro APR:
Intro Period:
16.99% - 24.99% (V)*
Annual Fee:
$0 - $99*
Card Network:
Card Category:
Consumer (Premium)
Card Type:
Credit Needed:
Grace Period:
See Terms*
Late Payment Fee:
Up to $37*

Balance Transfers

Balance Transfer:

Other Fees

Additional Fees
Returned Payment Fee: Up to $35
Foreign Transaction Fee: 3% or $1.00, whichever is greater

Review by

Looking for better? We have it in the Credit One Bank® Visa® Credit Card with 1% Cash Back. This credit card product allows you to pre-qualify before it affects your credit rating. It's all about faster approvals, convenient financial tools and better terms. This fast process is easy and the ultimate decision to always be in your hands. You'll enjoy platinum status, along with an unlimited 1 percent cash back on gas and grocery purchases. You can use your cash back as a statement credit if you'd like. Did you know that Credit One reports to all three credit bureaus? This is a great advantage for younger consumers out to make their mark or for anyone else who wants to keep their credit files current and positive. Another great benefit to the platinum Visa is the chip technology that protects card members from their in-store payments to their online shopping. With the newly unveiled unique, one-time code needed for transaction in brick and mortar companies prior to any transaction being approved, you can shop easy knowing you have the safety of both Credit One Bank and Visa. The biggest advantage in this feature is that the transaction cannot be replicated in counterfeit cards. This makes it a sound choice from a safety standpoint. It's already eliminated store fraud for countless consumers and it's yours when you accept your credit card.


Most attractive:
- Unsecured card for bad credit
- Monthly Credit Reporting
Least attractive:
- No bonus rewards
- Annual Fee

Rewards & Benefits

- 1% cash back on eligible purchases, terms apply
Yearly Limit:
Other Benefits:
*See Terms and Conditions for other benefits
Online Access:
Credit Reporting:
See Terms

The information provided for Credit One Bank® Visa® Credit Card with 1% Cash Back is believed to be accurate at the time of evaluation (Feb 26, 2018). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.