- Up to $350 initial unsecured credit line. Available credit lines can grow up to $1500.00 with on time payments.
- This is a REAL credit card!
- Immediate credit to purchase GAS (and other things) at over 850 stations near you!
- Credit when and where you need it! Poor and limited credit history accepted.
- Cash advances available when you are running a little short!*
- Positive payment history is reported to credit agencies monthly and could improve your credit options in the future.
4.3 / 5.0 (38 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
0.00%*
APR Type:
fixed
Annual Fee:
$0*
Issuer:
Card Network:
Card Category:
Consumer (Shopping)
Card Type:
Card for Bad Credit
Guaranteed Approval
Shopping Card
Reward Card
Credit Needed:
Accepts All*
Grace Period:
N/A*
Min Finance Charge:
$1.00
Min Credit Line:
$350
Max Credit Line:
$1,500
Late Payment Fee:
$15.00*

Balance Transfers

Balance Transfer:
No

Other Fees

Opening Minimum:
See Terms
Application Fee:
$4.95
ATM Fee:
See Terms
Additional Fees
NSF (Returned Payment) Fee: $20.00
Delayed Payment Fee: $16.00

Comments

You will need a valid US checking account. Once approved, you can use the card immediately. You make purchases and we debit your account on the date or dates you select. The ChargeIt+Plus credit card is accepted at over 1,000 retail locations.

Review by

The Fuel It Plus shopping credit card is a very unique type of charge card. Unlike a credit card, there is no APR. In other words, you don't have to worry about variable APRs and penalty APRs. It is rather straightforward in that you fill out an online application to get the card, you pay a service fee with each transaction, and you pay your balance on your due date. Maintaining a good payment history can result in the reduction of the service fee percentage per transaction and an increased credit limit.

Basically, this is a credit card that can help get you out of a bind. It can be used at over 1,000 retailers, which means there is a retailer near you that you can use the card at. It can help you when you need gas, groceries, diapers, or anything else that you need immediately. Because you are required to pay off the balance on your due date, it keeps you from carrying a balance all of the time. That is a way to help you not spend more than you can afford at a time. Instead, you can charge what you can afford to pay back. What's important is the stress relief that it brings when you are faced with a financial situation that you cannot control.

Features

Most attractive:
- Unsecured gas credit line
- No Credit Check
- Guaranteed approval
Least attractive:
- Limited to 1,000+ retail locations

Benefits

Other Benefits:
*See Terms and Conditions for other benefits package
Online Access:
Yes!
100% Guarantee Approval:
Yes!
Credit Reporting:
Yes

The information provided for Fuel it Plus Shopping Credit Card is believed to be accurate at the time of evaluation (Apr 3, 2016). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.