- Get your tax refund faster when you e-file and use direct deposit.
- Need your money before payday? Get paid up to 2 days faster with direct deposit.*
- Withdraw up to $300 with no fee daily at ACE Cash Express locations with direct deposit.*
- Mobile account access - available on GooglePlay and Apple App Store.
- Transfer money to another ACE Elite cardholder with no fee.*
- Always know your balance - by mobile app, email, or text message. Standard data rates apply.*
- Earn up to 5% APY while you save in an optional savings account.*
- Earn cash back on your everyday purchases through Payback rewards - get special offers and account credits when you use them.*
4.0 / 5.0 (5 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
0.00%*
APR Type:
fixed
Annual Fee:
See Terms*
Issuer:
Card Network:
Card Category:
Consumer (Stored Value)
Card Type:
Card for Bad Credit
Guaranteed Approval
Prepaid Debit Card
Tax Refund Card
Teen Debit Card
Reward Card
Credit Needed:
Bad Credit OK*
Grace Period:
N/A*
Late Payment Fee:
N/A*

Balance Transfers

Balance Transfer:
No

Other Fees

Opening Minimum:
See Terms
Application Fee:
See Terms
ATM Fee:
See Terms
Additional Fees
  See website for debit card fees and charges -

Review by

The ACE Elite Blue Visa Prepaid Card is a unique prepaid card in that it can serve as a good supplement to an existing bank account or it can act as a bank account replacement. There are fees associated with it, but cardholders have their choice of fee plans. For instance, cardholders can pay a monthly fee instead of paying a small fee per transaction. If a cardholder opts into direct deposit, the fee is less. The other common fee is the ATM fee. However, it can be avoided by doing cash withdrawals at ACE locations or getting cash back on a PIN purchase at the point of sale. Being aware of the different fees can help in the creation of strategies to avoid them as much as possible.

As for the features, they include free direct deposit for employment checks, government checks, and tax refunds; a free mobile app to manage the account; access to the free online Account Center; the ability to open a high yielding savings account; no cost life insurance for those enrolled in direct deposit; and purchase protection to protect when the account is slightly overdrawn. Cardholders also have access to budgeting tools and Payback Rewards that reward usage of the card.

Features

Most attractive:
- Cash back rewards
- Tax refund option
- 5% APY on savings account
Least attractive:
- No credit reporting
- Monthly fee

Benefits

Rewards:
- 5% APY while you save in an optional savings account
- Earn cash back on your everyday purchases through Payback rewards
Expiration:
None*
Yearly Limit:
None*
Other Benefits:
*See Terms and Conditions for other benefits
Online Access:
Yes!
100% Guarantee Approval:
Yes!

The information provided for ACE Elite™ Blue Visa® Prepaid Debit Credit Card is believed to be accurate at the time of evaluation (May 6, 2016). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.