AARP Foundation Prepaid Mastercard
Details
- Free Direct Deposit of Social Security & Paychecks
- Use it for purchases everywhere Debit MasterCard® is accepted
- No overdraft fees
- No withdrawal fee at over 22,000 MoneyPass® ATMs nationwide. A fee of $2.50 will apply for withdrawals made outside the MoneyPass network, plus any fee the ATM owner may assess
- Monthly Service Fee can be waived
- Walmart Rapid reload
4.0 / 5.0 (58 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
0.00%*
APR Type:
fixed
Annual Fee:
$0*
Issuer:
Other Issuers
Card Network:
Mastercard®
Card Category:
Consumer (Stored Value)
Card Type:
Card for Bad Credit
Co-Branded
Guaranteed Approval
Prepaid Card
Credit Needed:
Bad Credit OK*
Grace Period:
N/A*
Late Payment Fee:
N/A*

Balance Transfers

Balance Transfer:
No

Other Fees

Opening Minimum:
See Terms
Application Fee:
See Terms
ATM Fee:
See Terms
Additional Fees
Foreign Transactions: 3% of total transaction amount

Comments

Monthly fee is waived in any monthly billing cycle when you:
- load at least $1,000.00 to your Card;
- have thirty (30) posted purchase transactions (excludes all ATM declined withdrawals, ATM balance inquiries, teller cash advances and online bill payments); or
- load at least $250.00 to your Card using direct deposit.

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Review by

The AARP Foundation Prepaid MasterCard from Green Dot is a prepaid card that is a safe way to manage money. It is easy to apply for and it is simple to load. Although no bank account is required, you can load the card through bank transfer, at retail locations that can do swipe reload, or you can buy MoneyPak cards at one of thousands of locations around the country.

Once you have money in your account, you can use the card anywhere MasterCard is accepted. You can also use the card at any of the thousands of MoneyPass ATMs around the country. If you use an in-network ATM, you don't have to pay Green Dot's fee for ATM transactions. If you use an out-of-network machine, then there is a small ATM fee attached to the fee that the ATM owner charges.

Nonetheless, there are a number of benefits, such as not having to pay the account management fee if a certain number of transactions are made in a month or a certain amount of money is deposited. This means that it is possible to avoid fees, proving that the card is an affordable one to have and an effective cash management method.

Features

Most attractive:
- Monthly fee can be waived
- Stored value card benefits
- Fee free at MoneyPass
Least attractive:
- Monthly fee
- No credit reporting
- No reward sprogram

Benefits

Other Benefits:
*See Terms and Conditions of the card for other benefits
Online Access:
Yes!
100% Guarantee Approval:
Yes!

*The information provided for AARP® Foundation Prepaid Mastercard® is believed to be accurate at the time of evaluation (May 20, 2021). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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