American Express Prepaid Card Application

Within minutes, you can complete an application for the American Express Prepaid Card. You don't get a credit check and you don't have to worry about going into debt. What you do get is great benefits that are available all year long.

Apply for the Card

The card is very easy to apply for. The application is available online and can be completed in just minutes. As long as you are at least 18 years of age, you have been approved for the prepaid card.

When the card arrives, you have many ways to load the card and many benefits to take advantage of.

Most importantly, there is no annual fee to pay and no monthly fees. The card is simply available to make purchases with everywhere you go. If a merchant accepts American Express, online or in person, you can complete your transaction quickly.

Load Your Card in 2 Easy Ways

You need money on your card to be able to use it. You have two convenient ways to place money on your card so it always has the funds you need to make purchases.

Transfer money onto your card through your bank account. A quick ACH transfer will put as much money as you need onto your American Express. You can also have other people make transfers from their bank account onto your card on your behalf.

You may purchase a MoneyPak at thousands of retailers around the globe. These are available in a number of increments going all the way to $500. Once you have the MoneyPak, it can be transferred onto your American Express card in two easy ways. Make a phone call to customer service or make the transfer from the website.

Take Advantage of Benefits

There are a lot of benefits with this prepaid card. Few prepaid cards have this many benefits, allowing it to feel more like a real credit card than anything else. You can enjoy such benefits as:

  • Online account management
  • Customer service
  • Global assist
  • Purchase protection
  • Fraud protection
  • Roadside assistance
  • Entertainment access
  • Chance for real credit card

The online account management feature lets you find out about your account. Check out your balance, set up transfers and even view past transactions. This ensures you always know what is going on with your money to keep enough loaded.

If you ever have questions about your account, you can call customer service. Friendly representatives are available 24/7 through a toll free number. You can find out about benefits or transactions quickly by getting your questions answered immediately.

Global assist is a great feature when you're traveling. If there is an emergency, you can call a toll free number and get medical or legal assistance, help with passports you may have lost and various other services.

With eligible purchases, your purchases will be protected. This means if you damage an item or it is stolen, you can have American Express reimburse you for the cost of the item. The more you buy with your American Express card, the more will be protected for you.

Protect yourself against fraud, too. The bank will constantly monitor your account activity to spot anything questionable. If you ever receive a charge on your account that you didn't authorize, you aren't liable for it. This protects you in the event of fraudulent activity against your card. The card will be replaced with a new number for added protection.

Get roadside assistance at no additional charge. Save money and get the towing and other assistance you need if you ever find yourself stranded on the side of the road.

Buy tickets to all of the latest concerts, sporting events and other entertainment events around the globe. You can gain access to events that are sold out and even ones that haven't gone on sale yet.

As you continue to use your prepaid card on a regular basis, you may be invited to apply for an actual American Express charge card, giving you access to a full credit line.

Final Word

You don't have to wait for the ideal prepaid card to come around. The American Express Prepaid Card is available online and gives you a lot of benefits. You pay zero fees all year long and it helps you stay out of debt. Purchase what you want, when you want.