The 1-2-3 Rewards Visa Card Benefits

When you want to enjoy cheaper groceries, the 1-2-3 Rewards Visa Card is just a few clicks away. The online application allows you to get approved for the card quickly. Within days, you can start enjoying the features of the card

How To Earn Free Groceries

Earning free groceries is a major perk of the 1-2-3 credit card. For every purchase you make, you earn points. Since you have the power of Visa working to your advantage, this is very easy. You can make purchases around the globe. Whether you gas up at the pump, buy groceries or make purchases with various merchants, you can earn points. The card is also valid for online and over the phone purchases. This makes earning points even easier.

You have the ability to earn higher points depending on where you use the card. 2 points can be earned for every dollar when you use the card at Kroger family of stores. 3 points can be earned for every dollar when you visit the Kroger quality brand family of stores.

The grocery rewards are automatically sent to you every quarter. For every 1,000 points you accumulate, you will earn $5 in grocery rewards. This means if you have 4,000 points by the end of the quarter, you will get a reward in the mail for $20 in free groceries.

To get started earning groceries, you need to be a cardholder. The application is available online, making it simple to apply. There are no application fees. Once you fill out your personal details, the information will be verified and your credit score will be checked. After that, you get your credit decision and a card will be sent out to you if you have been approved for an account.

Benefits As A Cardholder

The 1-2-3 card gives you more than just free groceries. You want to be able to take advantage of a lot of other benefits, too. There's no annual fee with the card. This allows you to use the card and its benefits without paying for those rights. The perks of being a cardholder include:

  • Zero fraud liability
  • 24/7 customer service
  • Online account management
  • 3-in-1 card

Fraud occurs every day. The fraud protection on the card keeps your card monitored for suspicious activity. This way you can be notified the moment something happens with your card. The zero liability aspect means that you are not expected to pay for a purchase that shows up on your account fraudulently. It will be removed, ensuring you owe nothing.

Customer service operates 24/7. For your convenience, you can call customer service when you need to. The automated section allows you to get up to the minute details on your account. Also, you can talk to a live representative about any question you may have. There is no charge to contact customer service. If you have a concern about your bill, an inquiry about a charge or anything else, a representative can answer your question quickly and effectively.

Online account tools help to manage your account. You can create a secure log in to the website. This allows you to access your account 24/7, 365 days a year. Once you're in the portal, you can see your account balance, credit line availability, past transactions and much more. You also have the ability to schedule and pay your bill online. Statements can be printed, downloaded or viewed as well. This will allow you to go with paperless statements to help with environmental responsibility.

Your Visa card is also a 3 in 1 card. It's not only Visa but it's your shopper and reward card. Whenever you shop at Kroger, you can show them this card. It will allow you to take advantage of various discounts that are being offered. This can include at the Kroger fuel stations as well as the family of stores. The discounts and specials will change on a regular basis. If you have the card on you at all times, it will allow you to save whenever you shop.

Final Word

The 1-2-3 Rewards Visa Credit Card is packed with features to enjoy all year long. Since there is no annual fee, it's all about saving money. All you need to do is fill out the online application. This will make it easier to start taking advantage of the card.